If you’ve been steadily paying off your home loan for at least a year now, then you might be feeling ready to modify the terms and conditions of your existing mortgage in favour of a new one.
This is called mortgage refinancing and it’s something that you’re entitled to do whenever you feel like you’re missing out on a better deal.
Legislation is in place in Melbourne, and across Australia, to make sure that borrowers just like you have the option to switch their borrowing schemes in an effort to save money – and this is exactly what our team of mortgage brokers want to help you with today.
What Can We Do to Help?
The very first thing to do is take a closer look at your current and existing home loan. Is it fair? How do your interest rates compare to market standards right now?
Once we get to grips with the conditions of your mortgage, we’ll be in a much better position to see if you could be benefitting from another option.
And Then What?
If it’s clear that you’re missing out on a brand new and incredibly appealing loan, then we’ll advise you on how best to proceed. Refinancing doesn’t have to be stressful; in fact, with a team like us at your back – we’ll look after your interests while you sit down and relax.
We’ll compare the features of your existing loan and then see if there are more ideal options on the market. If there are, we can help you to submit a new claim and then proceed with your financing goals.
Why Might You Want to Refinance?
One of the main reasons is a fairly obvious one – and it’s to potentially save a small fortune!
Who wouldn’t want to save money when signing up to a brand new loan; after all isn’t that the intention of finding a better deal in the first place?
We can help in so many ways that we simply don’t want to bore you with them here. Why not give us a quick call, or send our friendly advisors an email, to get the ball rolling? Our advice is free and our support is second to none, so let’s find out just how much money you could be saving right now.